Previously Known As : Uti Treasury Advantage Fund
Uti Low Duration Fund Datagrid
Category Low Duration Fund
BMSMONEY Rank 2
Rating
Growth Option 04-12-2025
NAV ₹3651.97(R) +0.02% ₹3711.27(D) +0.02%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 7.65% 7.48% 7.13% 5.52% 6.16%
Direct 7.75% 7.58% 7.24% 5.63% 6.29%
Benchmark
SIP (XIRR) Regular 7.28% 7.56% 6.59% 6.62% 6.18%
Direct 7.38% 7.66% 6.69% 6.72% 6.29%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
4.29 9.44 0.75 5.99% 0.12
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.39% 0.0% 0.0% 0.14 0.23%
Fund AUM As on: 30/06/2025 3166 Cr
Top Low Duration Fund
Fund Name Rank Rating
Icici Prudential Savings Fund 1
UTI Low Duration Fund 2
Axis Treasury Advantage Fund 3
Nippon India Low Duration Fund 4

NAV Date: 04-12-2025

Scheme Name NAV Rupee Change Percent Change
UTI Low Duration Fund - Direct Plan - Weekly IDCW 1021.63
-0.9100
-0.0900%
UTI Low Duration Fund - Discontinued Monthly Dividend Option 1021.97
0.2100
0.0200%
UTI Low Duration Fund - Discontinued - Periodic Dividend Plan 1065.58
0.2200
0.0200%
UTI Low Duration Fund - Discontinued Flexi Dividend Plan 1084.93
0.2300
0.0200%
UTI Low Duration Fund - Regular Plan - Fortnightly IDCW 1331.13
0.2800
0.0200%
UTI Low Duration Fund - Direct Plan - Fortnightly IDCW 1339.84
0.2900
0.0200%
UTI Low Duration Fund - Direct Plan - Annual IDCW 1373.79
0.3000
0.0200%
UTI Low Duration Fund - Regular Plan - Flexi IDCW 1389.0
0.2900
0.0200%
UTI Low Duration Fund - Regular Plan - Daily IDCW (Reinvestment) 1407.55
0.2900
0.0200%
UTI Low Duration Fund - Regular Plan - Quarterly IDCW 1408.83
0.2900
0.0200%
UTI Low Duration Fund - Regular Plan - Weekly IDCW 1411.11
0.2900
0.0200%
UTI Low Duration Fund - Direct Plan - Daily IDCW (Reinvestment) 1416.95
0.3100
0.0200%
UTI Low Duration Fund - Regular Plan - Monthly IDCW 1435.73
0.3000
0.0200%
UTI Low Duration Fund - Direct Plan - Half-Yearly IDCW 1435.92
0.3100
0.0200%
UTI Low Duration Fund - Regular Plan - Half-Yearly IDCW 1441.62
0.3000
0.0200%
UTI Low Duration Fund - Direct Plan - Monthly IDCW 1448.99
0.3100
0.0200%
UTI Low Duration Fund - Direct Plan - Flexi IDCW 1575.47
0.3400
0.0200%
UTI Low Duration Fund - Direct Plan - Quarterly IDCW 1989.87
0.4300
0.0200%
UTI Low Duration Fund - Discontinued - Quarterly Dividend Option 2283.84
0.4800
0.0200%
UTI Low Duration Fund - Regular Plan - Bonus Option 3052.27
0.6400
0.0200%
UTI Low Duration Fund - Discontinued - Annaul Dividend Option 3470.59
0.7200
0.0200%
UTI Low Duration Fund - Regular Plan - Growth Option 3651.97
0.7600
0.0200%
UTI Low Duration Fund - Direct Plan - Growth Option 3711.27
0.8000
0.0200%
UTI Low Duration Fund - Discontinued Bonus Option 4305.56
0.9000
0.0200%
UTI Low Duration Fund - Discontinued Growth Option 6459.07
1.3500
0.0200%

Review Date: 04-12-2025

Beginning of Analysis

In the Low Duration Fund category, UTI Low Duration Fund is the second ranked fund. The category has total 19 funds. The UTI Low Duration Fund has shown an excellent past performence in Low Duration Fund. The fund has a Jensen Alpha of 5.99% which is higher than the category average of 5.54%. Here the fund has shown very good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 4.29 which is higher than the category average of 3.55.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Low Duration Mutual Funds are a category of debt mutual funds that invest in debt and money market instruments with a portfolio duration of 6 to 12 months. These funds aim to provide relatively stable returns with lower interest rate risk compared to longer-duration debt funds. They invest in a mix of instruments such as government securities, corporate bonds, and money market instruments. Low Duration Mutual Funds are ideal for conservative investors seeking stable returns with lower interest rate risk. These funds invest in debt and money market instruments with a portfolio duration of 6 to 12 months, making them less sensitive to interest rate changes compared to long-duration funds. While they offer moderate returns with relatively lower risk, they may underperform in a falling interest rate environment. Investors should carefully assess their risk tolerance, investment horizon, and financial goals before investing in these funds. Additionally, choosing funds managed by experienced professionals can help optimize risk-adjusted returns.

UTI Low Duration Fund Return Analysis

  • The fund has given a return of 0.52%, 1.7 and 3.24 in last one, three and six months respectively. In the same period the category average return was 0.51%, 1.68% and 3.26% respectively.
  • UTI Low Duration Fund has given a return of 7.75% in last one year. In the same period the Low Duration Fund category average return was 7.8%.
  • The fund has given a return of 7.58% in last three years and ranked 12.0th out of 19 funds in the category. In the same period the Low Duration Fund category average return was 7.68%.
  • The fund has given a return of 7.24% in last five years and ranked 1st out of 17 funds in the category. In the same period the Low Duration Fund category average return was 6.33%.
  • The fund has given a return of 6.29% in last ten years and ranked 15th out of 15 funds in the category. In the same period the category average return was 7.02%.
  • The fund has given a SIP return of 7.38% in last one year whereas category average SIP return is 7.4%. The fund one year return rank in the category is 9th in 19 funds
  • The fund has SIP return of 7.66% in last three years and ranks 12th in 19 funds. Kotak Low Duration Fund has given the highest SIP return (7.96%) in the category in last three years.
  • The fund has SIP return of 6.69% in last five years whereas category average SIP return is 6.41%.

UTI Low Duration Fund Risk Analysis

  • The fund has a standard deviation of 0.39 and semi deviation of 0.23. The category average standard deviation is 0.38 and semi deviation is 0.23.
  • The fund has a beta of 0.21 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Low Duration Fund Category
  • Good Performance in Low Duration Fund Category
  • Poor Performance in Low Duration Fund Category
  • Very Poor Performance in Low Duration Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.51
    0.47
    		0.43 | 0.58 4 | 19 Very Good
    3M Return % 1.67
    1.54
    		1.38 | 1.74 2 | 19 Very Good
    6M Return % 3.19
    2.98
    		2.70 | 3.34 2 | 19 Very Good
    1Y Return % 7.65
    7.24
    		6.64 | 7.81 2 | 19 Very Good
    3Y Return % 7.48
    7.12
    		6.56 | 7.77 2 | 19 Very Good
    5Y Return % 7.13
    5.81
    		5.13 | 7.13 1 | 17 Very Good
    7Y Return % 5.52
    6.16
    		5.52 | 7.02 17 | 17 Poor
    10Y Return % 6.16
    6.53
    		5.99 | 7.24 11 | 15 Average
    15Y Return % 7.21
    7.33
    		6.77 | 7.94 9 | 12 Average
    1Y SIP Return % 7.28
    6.84
    		6.24 | 7.53 2 | 19 Very Good
    3Y SIP Return % 7.56
    7.18
    		6.62 | 7.81 2 | 19 Very Good
    5Y SIP Return % 6.59
    5.89
    		5.28 | 6.59 1 | 17 Very Good
    7Y SIP Return % 6.62
    6.01
    		5.37 | 6.62 2 | 17 Very Good
    10Y SIP Return % 6.18
    6.19
    		5.68 | 6.88 9 | 15 Average
    15Y SIP Return % 6.40
    6.36
    		3.90 | 7.21 9 | 13 Average
    Standard Deviation 0.39
    0.38
    		0.34 | 0.42 13 | 19 Average
    Semi Deviation 0.23
    0.23
    		0.20 | 0.28 8 | 19 Good
    Sharpe Ratio 4.29
    3.55
    		2.28 | 4.62 2 | 19 Very Good
    Sterling Ratio 0.75
    0.72
    		0.66 | 0.78 2 | 19 Very Good
    Sortino Ratio 9.44
    4.93
    		2.25 | 9.44 1 | 19 Very Good
    Jensen Alpha % 5.99
    5.54
    		5.05 | 5.99 1 | 19 Very Good
    Treynor Ratio 0.12
    0.09
    		0.06 | 0.12 1 | 19 Very Good
    Modigliani Square Measure % 14.80
    14.50
    		13.27 | 15.82 7 | 19 Good
    Alpha % -0.66
    -1.02
    		-1.53 | -0.42 2 | 19 Very Good
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.52 0.51 0.48 | 0.59 7 | 19 Good
    3M Return % 1.70 1.68 1.59 | 1.84 8 | 19 Good
    6M Return % 3.24 3.26 3.10 | 3.43 10 | 19 Good
    1Y Return % 7.75 7.80 7.58 | 8.03 10 | 19 Good
    3Y Return % 7.58 7.68 7.46 | 7.89 12 | 19 Average
    5Y Return % 7.24 6.33 6.01 | 7.24 1 | 17 Very Good
    7Y Return % 5.63 6.67 5.63 | 7.29 17 | 17 Poor
    10Y Return % 6.29 7.02 6.29 | 7.64 15 | 15 Poor
    1Y SIP Return % 7.38 7.40 7.14 | 7.72 9 | 19 Good
    3Y SIP Return % 7.66 7.73 7.49 | 7.96 12 | 19 Average
    5Y SIP Return % 6.69 6.41 6.16 | 6.69 1 | 17 Very Good
    7Y SIP Return % 6.72 6.53 6.20 | 6.94 6 | 17 Good
    10Y SIP Return % 6.29 6.69 6.18 | 7.14 14 | 15 Poor
    Standard Deviation 0.39 0.38 0.34 | 0.42 13 | 19 Average
    Semi Deviation 0.23 0.23 0.20 | 0.28 8 | 19 Good
    Sharpe Ratio 4.29 3.55 2.28 | 4.62 2 | 19 Very Good
    Sterling Ratio 0.75 0.72 0.66 | 0.78 2 | 19 Very Good
    Sortino Ratio 9.44 4.93 2.25 | 9.44 1 | 19 Very Good
    Jensen Alpha % 5.99 5.54 5.05 | 5.99 1 | 19 Very Good
    Treynor Ratio 0.12 0.09 0.06 | 0.12 1 | 19 Very Good
    Modigliani Square Measure % 14.80 14.50 13.27 | 15.82 7 | 19 Good
    Alpha % -0.66 -1.02 -1.53 | -0.42 2 | 19 Very Good
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Uti Low Duration Fund NAV Regular Growth Uti Low Duration Fund NAV Direct Growth
    04-12-2025 3651.9748 3711.2746
    03-12-2025 3651.6814 3710.9643
    02-12-2025 3651.2126 3710.4756
    01-12-2025 3650.501 3709.7403
    28-11-2025 3649.4638 3708.6496
    27-11-2025 3649.1078 3708.2757
    26-11-2025 3648.3895 3707.5335
    25-11-2025 3647.2784 3706.3922
    24-11-2025 3646.3712 3705.4581
    21-11-2025 3644.8889 3703.9154
    20-11-2025 3644.5302 3703.5386
    19-11-2025 3643.9395 3702.9262
    18-11-2025 3643.0836 3702.0442
    17-11-2025 3642.4091 3701.3467
    14-11-2025 3640.7609 3699.6353
    13-11-2025 3640.2663 3699.1206
    12-11-2025 3639.6038 3698.4352
    11-11-2025 3639.0063 3697.8159
    10-11-2025 3637.5536 3696.3276
    07-11-2025 3635.4976 3694.2019
    06-11-2025 3635.1257 3693.8118
    04-11-2025 3633.5762 3692.2131

    Fund Launch Date: 05/May/1999
    Fund Category: Low Duration Fund
    Investment Objective: The investment objective is to generate reasonable income for its investors consistent with high liquidity by investing in a portfolio of debt & money market instruments. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.
    Fund Description: An open ended low duration debt scheme investing in instruments such that the Macaulay duration of the portfolios is between 6 months and 12 months
    Fund Benchmark: CRISIL LowDuration DebtIndex
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.