Previously Known As : Uti Treasury Advantage Fund
Uti Low Duration Fund Datagrid
Category Low Duration Fund
BMSMONEY Rank 2
Rating
Growth Option 19-08-2026
NAV ₹3807.44(R) +0.02% ₹3872.11(D) +0.02%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 6.24% 7.2% 7.4% 7.09% 5.95%
Direct 6.35% 7.3% 7.51% 7.2% 6.07%
Benchmark
SIP (XIRR) Regular -24.33% -0.58% 3.71% 4.68% 4.71%
Direct -24.24% -0.48% 3.81% 4.79% 4.83%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
2.17 1.49 0.72 0.75% 0.05
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.62% 0.0% 0.0% 0.3 0.41%
Fund AUM As on: 30/12/2025 2998 Cr
Top Low Duration Fund
Fund Name Rank Rating
ICICI Prudential Savings Fund 1
UTI Low Duration Fund 2
Axis Treasury Advantage Fund 3
Tata Treasury Advantage Fund 4

NAV Date: 19-08-2026

Scheme Name NAV Rupee Change Percent Change
UTI Low Duration Fund - Discontinued Monthly Dividend Option 1014.35
0.1800
0.0200%
UTI Low Duration Fund - Direct Plan - Weekly IDCW 1021.59
-0.6400
-0.0600%
UTI Low Duration Fund - Discontinued - Periodic Dividend Plan 1078.04
0.1900
0.0200%
UTI Low Duration Fund - Discontinued Flexi Dividend Plan 1087.71
0.1900
0.0200%
UTI Low Duration Fund - Regular Plan - Fortnightly IDCW 1330.89
0.2300
0.0200%
UTI Low Duration Fund - Direct Plan - Fortnightly IDCW 1339.59
0.2400
0.0200%
UTI Low Duration Fund - Direct Plan - Annual IDCW 1433.33
0.2500
0.0200%
UTI Low Duration Fund - Regular Plan - Flexi IDCW 1448.13
0.2500
0.0200%
UTI Low Duration Fund - Regular Plan - Quarterly IDCW 1450.79
0.2500
0.0200%
UTI Low Duration Fund - Regular Plan - Daily IDCW (Reinvestment) 1467.47
0.2600
0.0200%
UTI Low Duration Fund - Regular Plan - Weekly IDCW 1471.18
0.2600
0.0200%
UTI Low Duration Fund - Direct Plan - Daily IDCW (Reinvestment) 1478.35
0.2600
0.0200%
UTI Low Duration Fund - Regular Plan - Monthly IDCW 1496.85
0.2600
0.0200%
UTI Low Duration Fund - Direct Plan - Half-Yearly IDCW 1498.21
0.2700
0.0200%
UTI Low Duration Fund - Regular Plan - Half-Yearly IDCW 1502.98
0.2600
0.0200%
UTI Low Duration Fund - Direct Plan - Monthly IDCW 1511.78
0.2700
0.0200%
UTI Low Duration Fund - Direct Plan - Flexi IDCW 1643.77
0.2900
0.0200%
UTI Low Duration Fund - Direct Plan - Quarterly IDCW 2076.11
0.3700
0.0200%
UTI Low Duration Fund - Discontinued - Quarterly Dividend Option 2381.07
0.4200
0.0200%
UTI Low Duration Fund - Regular Plan - Bonus Option 3182.21
0.5600
0.0200%
UTI Low Duration Fund - Discontinued - Annaul Dividend Option 3618.33
0.6300
0.0200%
UTI Low Duration Fund - Regular Plan - Growth Option 3807.44
0.6600
0.0200%
UTI Low Duration Fund - Direct Plan - Growth Option 3872.11
0.6900
0.0200%
UTI Low Duration Fund - Discontinued Bonus Option 4488.84
0.7800
0.0200%
UTI Low Duration Fund - Discontinued Growth Option 6734.03
1.1800
0.0200%

Review Date: 19-08-2026

Beginning of Analysis

UTI Low Duration Fund is the second ranked fund in the Low Duration Fund category. The category has total 19 funds. The 5 star rating shows an excellent past performance of the UTI Low Duration Fund in Low Duration Fund. The fund has a Jensen Alpha of 0.75% which is higher than the category average of 0.36%. Here the fund has shown very good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 2.17 which is higher than the category average of 1.6.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Low Duration Mutual Funds are a category of debt mutual funds that invest in debt and money market instruments with a portfolio duration of 6 to 12 months. These funds aim to provide relatively stable returns with lower interest rate risk compared to longer-duration debt funds. They invest in a mix of instruments such as government securities, corporate bonds, and money market instruments. Low Duration Mutual Funds are ideal for conservative investors seeking stable returns with lower interest rate risk. These funds invest in debt and money market instruments with a portfolio duration of 6 to 12 months, making them less sensitive to interest rate changes compared to long-duration funds. While they offer moderate returns with relatively lower risk, they may underperform in a falling interest rate environment. Investors should carefully assess their risk tolerance, investment horizon, and financial goals before investing in these funds. Additionally, choosing funds managed by experienced professionals can help optimize risk-adjusted returns.

UTI Low Duration Fund Return Analysis

  • UTI Low Duration Fund has given a return of 6.35% in last one year. In the same period the Low Duration Fund category average return was 6.39%.
  • The fund has given a return of 7.3% in last three years and ranked 14.0th out of eighteen funds in the category. In the same period the Low Duration Fund category average return was 7.4%.
  • The fund has given a return of 7.51% in last five years and ranked 1st out of sixteen funds in the category. In the same period the Low Duration Fund category average return was 6.63%.
  • The fund has given a return of 6.07% in last ten years and ranked 14th out of fourteen funds in the category. In the same period the category average return was 6.82%.
  • The fund has given a SIP return of -24.24% in last one year whereas category average SIP return is -24.17%. The fund one year return rank in the category is 15th in 21 funds
  • The fund has SIP return of -0.48% in last three years and ranks 13th in 18 funds. Kotak Low Duration Fund has given the highest SIP return (-0.22%) in the category in last three years.
  • The fund has SIP return of 3.81% in last five years whereas category average SIP return is 3.83%.

UTI Low Duration Fund Risk Analysis

  • The fund has a standard deviation of 0.62 and semi deviation of 0.41. The category average standard deviation is 0.64 and semi deviation is 0.42.
  • The fund has a beta of 0.21 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Low Duration Fund Category
  • Good Performance in Low Duration Fund Category
  • Poor Performance in Low Duration Fund Category
  • Very Poor Performance in Low Duration Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.60
    0.58
    		0.52 | 0.63 7 | 21 Good
    3M Return % 2.06
    2.00
    		1.82 | 2.17 6 | 21 Very Good
    1Y Return % 6.24
    5.80
    		5.25 | 6.40 2 | 20 Very Good
    3Y Return % 7.20
    6.84
    		6.30 | 7.39 2 | 18 Very Good
    5Y Return % 7.40
    6.10
    		5.42 | 7.40 1 | 16 Very Good
    7Y Return % 7.09
    6.20
    		5.46 | 7.28 2 | 16 Very Good
    10Y Return % 5.95
    6.33
    		5.88 | 7.03 11 | 14 Average
    1Y SIP Return % -24.33
    -24.61
    		-25.04 | -24.16 2 | 19 Very Good
    3Y SIP Return % -0.58
    -0.95
    		-1.51 | -0.41 2 | 17 Very Good
    5Y SIP Return % 3.71
    3.30
    		2.69 | 3.89 2 | 15 Very Good
    7Y SIP Return % 4.68
    3.95
    		3.25 | 4.68 1 | 15 Very Good
    10Y SIP Return % 4.71
    4.62
    		4.08 | 5.28 4 | 13 Very Good
    15Y SIP Return % 5.47
    5.45
    		3.85 | 6.25 8 | 12 Average
    Standard Deviation 0.62
    0.64
    		0.59 | 0.70 6 | 19 Good
    Semi Deviation 0.41
    0.42
    		0.39 | 0.47 7 | 19 Good
    Sharpe Ratio 2.17
    1.60
    		0.85 | 2.49 2 | 19 Very Good
    Sterling Ratio 0.72
    0.69
    		0.63 | 0.75 2 | 19 Very Good
    Sortino Ratio 1.49
    0.99
    		0.44 | 1.87 2 | 19 Very Good
    Jensen Alpha % 0.75
    0.36
    		-0.07 | 0.82 2 | 19 Very Good
    Treynor Ratio 0.05
    0.04
    		0.02 | 0.05 1 | 19 Very Good
    Modigliani Square Measure % 1.98
    1.47
    		0.78 | 2.28 2 | 19 Very Good
    Alpha % -0.61
    -0.97
    		-1.45 | -0.35 2 | 19 Very Good
    Return data last Updated On : Aug. 19, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.61 0.62 0.54 | 0.66 17 | 23 Average
    3M Return % 2.08 2.12 1.91 | 2.27 20 | 23 Poor
    1Y Return % 6.35 6.39 6.01 | 6.57 13 | 21 Average
    3Y Return % 7.30 7.40 7.19 | 7.58 14 | 18 Average
    5Y Return % 7.51 6.63 6.35 | 7.51 1 | 16 Very Good
    7Y Return % 7.20 6.72 6.20 | 7.66 2 | 16 Very Good
    10Y Return % 6.07 6.82 6.07 | 7.39 14 | 14 Poor
    1Y SIP Return % -24.24 -24.17 -24.46 | -24.01 15 | 21 Average
    3Y SIP Return % -0.48 -0.40 -0.60 | -0.22 13 | 18 Average
    5Y SIP Return % 3.81 3.83 3.63 | 4.02 9 | 16 Average
    7Y SIP Return % 4.79 4.47 4.17 | 4.92 2 | 16 Very Good
    10Y SIP Return % 4.83 5.13 4.72 | 5.50 13 | 14 Poor
    Standard Deviation 0.62 0.64 0.59 | 0.70 6 | 19 Good
    Semi Deviation 0.41 0.42 0.39 | 0.47 7 | 19 Good
    Sharpe Ratio 2.17 1.60 0.85 | 2.49 2 | 19 Very Good
    Sterling Ratio 0.72 0.69 0.63 | 0.75 2 | 19 Very Good
    Sortino Ratio 1.49 0.99 0.44 | 1.87 2 | 19 Very Good
    Jensen Alpha % 0.75 0.36 -0.07 | 0.82 2 | 19 Very Good
    Treynor Ratio 0.05 0.04 0.02 | 0.05 1 | 19 Very Good
    Modigliani Square Measure % 1.98 1.47 0.78 | 2.28 2 | 19 Very Good
    Alpha % -0.61 -0.97 -1.45 | -0.35 2 | 19 Very Good
    Return data last Updated On : Aug. 19, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Uti Low Duration Fund NAV Regular Growth Uti Low Duration Fund NAV Direct Growth
    19-08-2026 3807.4353 3872.1095
    18-08-2026 3806.7706 3871.4224
    17-08-2026 3806.9469 3871.5906
    14-08-2026 3806.1766 3870.774
    13-08-2026 3805.2382 3869.8087
    12-08-2026 3804.2926 3868.8359
    11-08-2026 3803.7881 3868.3118
    10-08-2026 3803.2414 3867.7448
    07-08-2026 3800.6902 3865.1171
    06-08-2026 3799.8829 3864.2851
    05-08-2026 3798.8825 3863.2567
    04-08-2026 3797.2446 3861.58
    03-08-2026 3796.1624 3860.4684
    31-07-2026 3793.2756 3857.4996
    30-07-2026 3792.0708 3856.2634
    29-07-2026 3792.1629 3856.346
    28-07-2026 3791.7611 3855.9264
    27-07-2026 3790.7527 3854.8899
    24-07-2026 3787.7243 3851.7772
    23-07-2026 3786.8146 3850.8411
    22-07-2026 3786.1307 3850.1346
    21-07-2026 3786.3048 3850.3007
    20-07-2026 3784.733 3848.6913

    Fund Launch Date: 05/May/1999
    Fund Category: Low Duration Fund
    Investment Objective: The investment objective is to generate reasonable income for its investors consistent with high liquidity by investing in a portfolio of debt & money market instruments. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.
    Fund Description: An open ended low duration debt scheme investing in instruments such that the Macaulay duration of the portfolios is between 6 months and 12 months
    Fund Benchmark: CRISIL LowDuration DebtIndex
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.